High Risk Regions Insurance

Warzone Cover

Our policies cover some of the world's most challenging and unstable countries

Warzone cover works in some of the most challenging and unstable countries in the world helping corporate and nongovernmental organisations protect their people, projects and assets with cost effective insurance solutions that reflect the testing environment they operate in.

We pride ourselves on our professional, focused and rapid response. Our philosophy is to work along side our clients locally, where we can, to assist with managing their affairs more effectively and help them invest and operate in high risk locations such as Afghanistan, Democratic Republic of Congo, Iraq, Libya, Nigeria, South Sudan, Sudan and Yemen with greater risk confidence.

At Warzone cover, we can organise specialist insurance.

High risk areas we can cover include, but are not limited to:

war-zone-cover-afghanistan

Insurance is a key consideration for individuals or businesses operating in Afghanistan. War and Terrorism insurance is essential and Defence Base Act (DBA) Insurance is mandatory for anyone operating a US Military contract or involved with civil or humanitarian contracts with US Government departments in Afghanistan.

Whether you are based in the capital Kabul, or in Kandahar, Helmand or Herat, we have the experience and knowledge to help protect your people, projects and assets in Afghanistan.

Afghanistan Insurance products

Warzone cover offers a range of insurance products that should be considered. As a specialist broker for challenging and emerging markets, we are able to provide insurance solutions that are specifically tailored to the difficult and challenging environments you may face:

War and Terrorism Insurance

‘A’ rated War and Terrorism cover can attach to a number of the specialist DRC solutions that we offer including construction, property and people.

Kidnap and Ransom (K&R) Insurance

The Kidnap and Ransom response teams that we use have a high level of training and proven experience.

Emergency Evacuation Insurance

The preferred third party assistance company our Brokers use is Intana Global who use advanced technology and multilingual evacuation coordinators to provide a rapid and streamlined response to a political or medical crisis situation anywhere in the DRC.

Personal Accident Insurance

Personal Accident Insurance for the DRC includes War and Terrorism cover as standard. Medical Evacuation expenses can also be included and our cover is flexible, cover can be taken for short or long periods.

Health and Medical Insurance

Regional Medical and Health policies provide the essential elements of hospital care and treatment. Cover includes in and day-patient hospital treatment, including injury and illness resulting from acts of war, terrorism and kidnap.

Liability Insurance

Professional and general liability cover is important when embarking on an international project in the DRC. We can also provide Comprehensive Liability and Professional Indemnity insurance for companies providing consultancy, technical assistance or advice.

Advice on travel to Afghanistan from the Foreign and Commonwealth Office

insurance cover algeria

Please email Warzone for a consultation on insurance cover for Algeria.

Advice on travel to Algeria from the Foreign and Commonwealth Office

Please email Warzone for a consultation on insurance cover for Bahrain.

Advice on travel to Bahrain from the Foreign and Commonwealth Office

drc insurance cover

The Democratic Republic of Congo (DRC) can be an extremely difficult country to operate in. After years of war and corruption there are a number of key challenges for the government to overcome, including developing the country’s infrastructure, effectively managing economic development, building civil society, improving security and the rule of law, and strengthening the political and legal frameworks.
It is essential that insurance protection is fully considered prior to travelling to, or working in the DRC. Whether you are a nongovernmental organisation helping to address humanitarian needs in the DRC or a commercial company involved in developing the country’s business sectors, such as mining operations, we can help you to get the protection and cover that you need whilst working there.

Democratic Republic of Congo Insurance Products

Warzone cover offers a range of insurance products that should be considered. As a specialist broker for challenging and emerging markets, we are able to provide insurance solutions that are specifically tailored to the difficult and challenging environments you may face:

War and Terrorism Insurance

‘A’ rated War and Terrorism cover can attach to a number of the specialist DRC solutions that we offer including construction, property and people.

Kidnap and Ransom (K&R) Insurance

The Kidnap and Ransom response teams that we use have a high level of training and proven experience.

Emergency Evacuation Insurance

The preferred third party assistance company our Brokers use is Intana Global who use advanced technology and multilingual evacuation coordinators to provide a rapid and streamlined response to a political or medical crisis situation anywhere in the DRC.

Personal Accident Insurance

Personal Accident Insurance for the DRC includes War and Terrorism cover as standard. Medical Evacuation expenses can also be included and our cover is flexible, cover can be taken for short or long periods.

Health and Medical Insurance

Regional Medical and Health policies provide the essential elements of hospital care and treatment. Cover includes in and day-patient hospital treatment, including injury and illness resulting from acts of war, terrorism and kidnap.

Liability Insurance

Professional and general liability cover is important when embarking on an international project in the DRC. We can also provide Comprehensive Liability and Professional Indemnity insurance for companies providing consultancy, technical assistance or advice.

Advice on travel to Democratic Republic of the Congo from the Foreign and Commonwealth Office

iran insurance cover

Please email Warzone for a consultation on insurance cover for Iran.

 

 

Advice on travel to Iran from the Foreign and Commonwealth Office

iraq insurance cover

Specialist Iraq Insurance Solutions

Since 2002, we have been helping organisations with operations in Iraq to protect their people, projects and assets with cost effective Iraq insurance solutions that are tailored to the complex and testing environment. Warzone cover offers a range of insurance products that should be considered. As a specialist broker for challenging and emerging markets, we are able to provide insurance solutions that are specifically tailored to the difficult and challenging environments you may face:

War and Terrorism Insurance

‘A’ rated War and Terrorism cover can attach to a number of the specialist Iraq solutions that we offer including construction, property and people.

Kidnap and Ransom (K&R) Insurance

The Kidnap and Ransom response teams that we use have a high level of training and proven experience.

Emergency Evacuation Insurance

The preferred third party assistance company our Brokers use is Intana Global who use advanced technology and multilingual evacuation coordinators to provide a rapid and streamlined response to a political or medical crisis situation anywhere in Iraq.

Personal Accident Insurance

Personal Accident Insurance for Iraq includes War and Terrorism cover as standard. Medical Evacuation expenses can also be included and our cover is flexible, cover can be taken for short or long periods.

Health and Medical Insurance

Regional Medical and Health policies provide the essential elements of hospital care and treatment. Cover includes in and day-patient hospital treatment, including injury and illness resulting from acts of war, terrorism and kidnap.

Liability Insurance

Professional and general liability cover is important when embarking on an international project in Iraq. We can also provide Comprehensive Liability and Professional Indemnity insurance for companies providing consultancy, technical assistance or advice.

 

 

Advice on travel to Iraq from the Foreign and Commonwealth Office

libya insurance cover

Libya is in turmoil as different factions vie for power and violence is widespread. These conditions mean that the limitations or exclusions that are contained in many standard insurance policies may invalidate policy coverage in the current situation.
The partial civil uprising in early 2011 and the resulting NATO action, under the UN Security Council Resolution 1973, means that individuals and organisations operating in Libya should seriously consider making provision for their Libya insurance to include War and Terrorism cover.

Warzone cover’s experience and knowledge of working in recent war zones including Iraq and Libya, means that we are well placed to offer you advice and assistance to help ensure that your insurances are adequate for the evolving situation in Libya. Whether you are a journalist working in the field or a consultant providing technical assistance or advice, for example, we have specialist insurances that will cover you whilst you are in Libya.

Libya Insurance Products

We have a range of insurances which we believe should be considered in helping to protect your people, projects and assets in Libya:

War and Terrorism Insurance

‘A’ rated War and Terrorism cover can attach to a number of the specialist Libya solutions that we offer including cargo, construction, property and people.

Kidnap and Ransom (K&R) Insurance

Kidnap and Ransom response teams that we use have a high level of training and proven experience. It is important to note that many western Governments do not to make concessions to hostage takers as paying of ransoms can increases the risk of further hostage taking.

Emergency Evacuation Insurance

The preferred third party assistance company our Brokers use is Intana Global who use advanced technology and multilingual evacuation coordinators to provide a rapid and streamlined response to a political or medical crisis situation anywhere in Libya.

Personal Accident Insurance

Libya Personal Accident Insurance includes War and Terrorism cover as standard. Medical Evacuation expenses can also be included and our cover is flexible, cover can be taken for short or long periods.

Health and Medical Insurance

Regional Medical and Health policies provide the essential elements of hospital care and treatment. Cover includes in and day-patient hospital treatment, including injury and illness resulting from acts of war, terrorism and kidnap.

Liability Insurance

Professional and general liability cover is important when embarking on an international project in Libya. We can also provide Comprehensive Liability and Professional Indemnity insurance for companies providing consultancy, technical assistance or advice.

Advice on travel to Libya from the Foreign and Commonwealth Office

nigeria insurance cover

Nigeria is considered a dynamic emerging market with an abundant supply of natural resources and a well-developed financial, legal, communications, transport sectors and stock exchange.

However levels of corruption, economic mismanagement and ethnic and religious tensions, along with fragile security conditions, are a source of growing concern for investors. Attacks by groups aimed at gaining a larger share of the country’s oil wealth have now started to stretch beyond the Delta region – even affecting the capital, Abuja. The risk of kidnappings in Nigeria is also apparent, together with other armed attacks in the Niger Delta to ships and oil rigs at sea off the coast of the Delta.

Warzone cover has a wealth of experience of working in high risk, emerging markets. Our team of specialist brokers has the knowledge to provide you with the insurance cover that you need to protect your people, projects and assets in Nigeria.

Nigeria Insurance Products

Warzone cover offers a range of insurance products which are specifically tailored to the difficult and challenging environments that you may face in Nigeria:

War and Terrorism Insurance

‘A’ rated War and Terrorism cover can attach to a number of the specialist Nigeria solutions that we offer including cargo, construction, property and people.

Kidnap and Ransom (K&R) Insurance

The Kidnap and Ransom response teams that we use have a high level of training and proven experience. It is important to note that many western Governments do not to make concessions to hostage takers as paying of ransoms can increases the risk of further hostage taking.

Emergency Evacuation Insurance

The preferred third party assistance company our Brokers use is Intana Global who uses advanced technology and multilingual evacuation coordinators to provide a rapid and streamlined response to a political or medical crisis situation anywhere in Nigeria.

Personal Accident Insurance

Nigeria Personal Accident Insurance includes War and Terrorism cover as standard. Medical Evacuation expenses can also be included and our cover is flexible, cover can be taken for short or long periods.

Health and Medical Insurance

Regional Medical and Health policies provide the essential elements of hospital care and treatment. Cover includes in and day-patient hospital treatment, including injury and illness resulting from acts of war, terrorism and kidnap.

Liability Insurance

Professional and general liability cover is important when embarking on an international project in Nigeria. We can also provide Comprehensive Liability and Professional Indemnity insurance for companies providing consultancy, technical assistance or advice.

war zone insurance cover

Advice on travel to Nigeria from the Foreign and Commonwealth Office

“somalia

Since the collapse of the central government in 1991, Somalia has been subject to widespread violence and instability.

A Transitional Federal Government (TFG) was established in 2004 to guide the country to a more representative government. However, the TFG remains fragile and lacks the capacity to provide services in Somalia. The foreign terrorist group al-Shabaab attacks the TFG and its allied forces regularly in Mogadishu and in regions outside the capital, and commits terrorist acts throughout Somalia, including kidnapping for ransom. Inter- and intra-clan violence also frequently occurs throughout the country.
In 1991, the northwest part of the country proclaimed itself the Republic of Somaliland and maintains a separate regional governing authority; however, Somaliland has not received international recognition as an independent state. The northeastern section of Somalia, known as the semi-autonomous region of Puntland, has also made efforts to establish a regional governing authority but has not claimed independence. Somalia’s economy was seriously damaged by the civil war and its aftermath, but the private sector is trying to reemerge. Tourist facilities are non-existent.

Whether you are a journalist working in the field or if you work for a commercial company operating in Somalia, we have specialist insurances that will cover your needs.

Somalia Insurance Products

We have a range of insurances which we believe should be considered in helping to protect your people, projects and assets in Somalia:

War and Terrorism Insurance

‘A’ rated War and Terrorism cover can attach to a number of the specialist Somalia solutions that we offer including cargo, construction, property and people.

Kidnap and Ransom (K&R) Insurance

The Kidnap and Ransom response teams that we use have a high level of training and proven experience.

Emergency Evacuation Insurance

The preferred third party assistance company our Brokers use is Intana Global who uses advanced technology and multilingual evacuation coordinators to provide a rapid and streamlined response to a political or medical crisis situation anywhere in Somalia.

Personal Accident Insurance

Personal Accident Insurance includes War and Terrorism cover as standard. Medical Evacuation expenses can also be included and our cover is flexible, cover can be taken for short or long periods.

Health and Medical Insurance

Regional Medical and Health policies provide the essential elements of hospital care and treatment. Cover includes in and day-patient hospital treatment, including injury and illness resulting from acts of war, terrorism and kidnap.

Liability Insurance

Professional and general liability cover is important when embarking on an international project in Somalia. We can also provide Comprehensive Liability and Professional Indemnity insurance for companies providing consultancy, technical assistance or advice.

war zone insurance cover

Advice on travel to Somalia from the Foreign and Commonwealth Office

“sudan

The Foreign and Commonwealth Office (FCO) advise against all travel to within 40km of South Sudan’s northern border with Sudan.
On 9 July 2011, South Sudan seceded from Sudan. There are political tensions and unresolved issues between the two countries which has resulted in general civil unrest. A product of this discontent has seen kidnapping, piracy and a general threat of terrorism notably targeting foreign workers and foreign interests making specialist and comprehensive insurance essential.

Before considering any travel to South Sudan , travel advice should be carefully considered, All companies and individuals should keep up to date with the latest security situation and register locally with the British Embassy Juba. The capacity of the Embassy to provide consular assistance is limited due to the terrain and security constraints. Make sure you have comprehensive contingency plans including a stock of essential supplies and up-to-date travel documents and visas.

There are a number of risks to be considered when taking out Sudan insurance. Terrorist groups are known to be at large in Sudan and have targeted foreign nationals and interests, including oil and gas companies.

Ambush and kidnapping is a constant threat in areas like Darfur, particularly for those working in a humanitarian capacity. In Khartoum and other urban centres demonstrations, often violent, often anti-western, can suddenly erupt in public places. Off the coast there have also been increasing incidents of piracy.

Sudan Insurance Products

We have a range of insurances which we believe should be considered in helping to protect your people, projects and assets in Sudan:

War and Terrorism Insurance

‘A’ rated War and Terrorism cover can attach to a number of the specialist Sudan solutions that we offer including cargo, construction, property and people.

Kidnap and Ransom (K&R) Insurance

The Kidnap and Ransom response teams that we use have a high level of training and proven experience.

Emergency Evacuation Insurance

The preferred third party assistance company our Brokers use is Intana Global who uses advanced technology and multilingual evacuation coordinators to provide a rapid and streamlined response to a political or medical crisis situation anywhere in Sudan.

Personal Accident Insurance

Personal Accident Insurance includes War and Terrorism cover as standard. Medical Evacuation expenses can also be included and our cover is flexible, cover can be taken for short or long periods.

Health and Medical Insurance

Regional Medical and Health policies provide the essential elements of hospital care and treatment. Cover includes in and day-patient hospital treatment, including injury and illness resulting from acts of war, terrorism and kidnap.

Liability Insurance

Professional and general liability cover is important when embarking on an international project in Sudan. We can also provide Comprehensive Liability and Professional Indemnity insurance for companies providing consultancy, technical assistance or advice.

war zone insurance cover

Advice on travel to Sudan from the Foreign and Commonwealth Office

“yemen

The Foreign and Commonwealth Office (FCO) advise against all travel to Yemen and strongly urge British nationals to leave now. If you don’t leave the country now while commercial carriers are still flying it is extremely unlikely that the British government will be able to evacuate you or provide consular assistance.
The situation in Yemen remains volatile with continuing unrest and violent clashes. The threat of an escalation of violence and disorder remains. If you travel to Yemen against our advice, you should regularly reassess your security and plan any movements around the country carefully. The provision of close security protection and/or a military escort is extremely important for those working and moving around in Yemen. See Local travel

There is a high threat from terrorism throughout Yemen. Terrorists continue to threaten further attacks. There is a high threat of kidnap from armed tribes, criminals and terrorists. See Terrorism.

If you travel to Yemen against our advice, you should register with the British Embassy by e-mailing consularenquiries.sanaa@fco.gov.uk or calling +967 1308 114. Alternatively you can call the Foreign and Commonwealth Office switchboard on +44 (0)20 7008 1500 and ask to speak to the team handling Yemen consular issues.

The British Embassy is operating with only essential staff. The level of consular assistance available to British nationals is limited. If you need urgent consular assistance call +967 1308 114. For urgent assistance outside office hours call +44 (0) 20 7008 1500.

Piracy is a significant threat in the Gulf of Aden and Indian Ocean. See Sea travel.

Take out comprehensive travel and medical insurance before you travel.

War and Terrorism Insurance

‘A’ rated War and Terrorism cover can attach to a number of the specialist Yemen solutions that we offer including cargo, construction, property and people.

Kidnap and Ransom (K&R) Insurance

Kidnap and Ransom response teams that we use have a high level of training and proven experience.

Emergency Evacuation Insurance

The preferred third party assistance company our Brokers use is Intana Global who uses advanced technology and multilingual evacuation coordinators to provide a rapid and streamlined response to a political or medical crisis situation anywhere in Yemen.

Personal Accident Insurance

Personal Accident Insurance includes War and Terrorism cover as standard. Medical Evacuation expenses can also be included and our cover is flexible, cover can be taken for short or long periods.

Health and Medical Insurance

Regional Medical and Health policies provide the essential elements of hospital care and treatment. Cover includes in and day-patient hospital treatment, including injury and illness resulting from acts of war, terrorism and kidnap.

Liability Insurance

Professional and general liability cover is important when embarking on an international project in Yemen. We can also provide Comprehensive Liability and Professional Indemnity insurance for companies providing consultancy, technical assistance or advice.

war zone insurance cover

Advice on travel to Yemen from the Foreign and Commonwealth Office