Defense Base Act Insurance

Defense Base Act Insurance

We can help arrange for you quick, accurate and cost effective quotes for Defense Base Act cover and have been helping companies like yours since 2003. If the contract you have won or are bidding on requires you to hold Defense Base Act cover then contact us.

DBA provides workers’ compensation protection to civilian employees working outside the United States on US military bases or under a contract with the US government for public works or for national defense. American law requires all employers to secure Defense Base Act (DBA) workers’ compensation insurance for American military or public works outside of the States and provides cover for injury incurred by an employee arising out of the course of employment.

The Defense Base Act covers the following employment activities:

  • Work for private employers on U.S. military bases or on any lands used by the U.S. for military purposes outside of the United States, including those in U.S. Territories and possessions
  • Work on public work contracts with any U.S. government agency, including construction and service contracts in connection with national defense or with war activities outside the United States
  • Work on contracts approved and funded by the U.S. under the Foreign Assistance Act, which among other things provides for cash sale of military equipment, materials, and services to its allies, if the contract is performed outside of the United States

Many overseas federal contractors are required to be covered by DBA, which mandates that they provide workers’ compensation insurance for their employees.  As the US military increased operations in Afghanistan and Iraq the Defense Base Act programme has grown massively.

To discuss Defense Base Act Insurance for your company please contact us at